Key Features

Everything you need to secure your child's future

Education Fund

Guaranteed lump sum payouts at key educational milestones (10th, 12th, graduation).

Premium Waiver

Future premiums waived in case of parent's unfortunate demise; policy continues.

Maturity Benefit

Receive guaranteed corpus when your child turns 18, 21, or 25 — as per your choice.

Bonuses

Earn annual reversionary and terminal bonuses that boost the final payout.

Partial Withdrawals

Access funds for urgent needs like school fees or medical emergencies.

Tax Benefits

Premiums paid eligible for deduction under Section 80C; maturity proceeds tax‑free.

How Child Plan Works

Simple steps to secure your child's dreams

1

Choose Goal

Select sum assured and policy term (typically till child turns 18‑25).

2

Pay Premiums

Pay regularly for the chosen premium payment term.

3

Get Payouts

Receive money-back benefits at key milestones (education, marriage).

4

Maturity Corpus

Remaining sum assured + bonuses paid at maturity for child's future.

Why Choose Child Plan?

Dedicated Education Corpus

Funds available exactly when needed — for school, college, or higher studies.

Waiver of Premium

Policy continues even if parent is not around; child's future stays protected.

Flexible Payout Options

Choose between lump sum, money-back, or a combination of both.

Loan Facility

Avail loans against the policy after 3 years for urgent financial needs.

Entry Age: 18‑50 years (parent)

Child's age: 0‑18 years. Policy term: 10‑30 years.

Minimum Premium

Starts as low as ₹700/month (depending on age and sum assured).

Ready to secure your child's dreams?

Get a free, RTI‑backed Child Plan quote today.

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