Key Features

Health coverage designed for your golden years

No Upper Age Limit

Entry possible at any age above 60 — lifelong renewability guaranteed.

Pre‑Existing Disease Cover

Covers diabetes, hypertension, and other conditions after 2‑4 year waiting period.

Cashless Hospitalization

Access 10,000+ network hospitals across India — no upfront payments.

Domiciliary Cover

Cover for treatment taken at home under medical supervision.

Ambulance Cover

Emergency ambulance expenses covered up to ₹5,000 per hospitalization.

Tax Benefits

Premiums qualify for deduction under Section 80D — up to ₹50,000 for senior citizens.

How Senior Care Works

Simple steps to secure your health in retirement

1

Choose Cover

Select sum insured (₹3L to ₹25L) and add‑on riders if needed.

2

Medical Check

Simple health check‑up may be required based on age and sum insured.

3

Pay Premium

Pay monthly, quarterly, or annually — get instant policy document.

4

Get Treated

Visit any network hospital, show your e‑card, and focus on recovery.

Why Choose Senior Care?

No Medical Tests (up to 70)

Many plans offer coverage without pre‑policy medical checkups for certain ages.

Co‑Payment Options

Reduce premium by opting for co‑payment (you pay a small percentage of claim).

No Claim Bonus

Earn up to 50% cumulative bonus on sum insured for every claim‑free year.

Pre & Post Hospitalization

Expenses covered 60 days before and 90 days after hospitalization.

Entry Age: 60+ years

No maximum entry age. Lifelong renewability guaranteed.

Waiting Periods

30 days initial waiting; 2‑4 years for pre‑existing diseases.

Ready to secure health coverage for your golden years?

Get a free, RTI‑verified Senior Care quote today.

Get Free Quote