What is RTI in Insurance?

Right to Information (RTI) allows citizens to request information from public authorities. At Kanha, we file RTI queries to verify claim settlement ratios, hidden clauses, commission structures, and actual policy terms — information insurers rarely share upfront.

Our Promise: Every policy we recommend comes with RTI-verified documentation. No fine print surprises.

Legal documents

How We Use RTI for You

Our unique 4-step transparency process

1

Identify Policy

We shortlist policies based on your needs from 30+ insurers.

2

File RTI Query

We file RTI to get complete details, claim ratios, commissions.

3

Verify & Analyze

Our experts analyze RTI responses to uncover hidden exclusions.

4

Share with You

You receive full, verified information to make an informed choice.

Benefits of RTI-Powered Insurance

Why customers trust us over traditional agents

Complete Transparency

Every clause, exclusion, and condition is verified before you buy.

Verified Claim Ratios

We verify actual claim settlement records, not advertised numbers.

Commission Disclosure

We disclose exactly how much commission we earn — no hidden incentives.

No Fine Print Traps

We identify and explain all exclusions before you sign anything.

Documents We Verify via RTI

Everything you need to know before buying

Policy Terms & Conditions
Claim Settlement Ratios
Exclusions & Waiting Periods
Commission Structures
Claim Processing Times
Network Hospital List
Past Legal Disputes
Customer Complaint Data

Frequently Asked Questions

What is RTI and how does it help?
RTI allows us to request official information from regulators. We verify claim ratios and hidden clauses.
Do I pay extra for RTI verification?
No! RTI verification is included in our service at no extra cost.
How long does verification take?
Typically 30-45 days, but we maintain a database of pre-verified popular plans.
Can you verify any policy?
Yes, we can file RTI for any IRDAI-regulated insurance product.

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