Key Features

Everything you need for wealth creation with protection

Multiple Fund Options

Choose from equity, debt, balanced, or liquid funds based on your risk appetite.

Life Cover

Complete financial protection for your family throughout the policy term.

Fund Switching

Switch between funds anytime — unlimited free switches per year.

Premium Redirection

Redirect future premiums to different funds without switching existing units.

Partial Withdrawals

Access your funds partially after 5‑year lock‑in period for emergencies.

Tax Benefits

Premiums paid eligible for deduction under Section 80C; maturity proceeds tax‑free under 10(10D).

How ULIP Plan Works

Market‑linked growth with insurance protection

1

Choose Funds

Select from equity, debt, or balanced funds as per your risk profile.

2

Pay Premiums

Pay regularly — part goes to life cover, rest is invested in chosen funds.

3

Track & Switch

Monitor fund performance and switch between funds anytime.

4

Maturity / Claim

Get fund value at maturity or sum assured to nominee in case of death.

Why Choose ULIP Plan?

Market‑Linked Returns

Potential to earn higher returns compared to traditional plans.

Dual Benefit

Life cover for family + wealth creation through market investments.

Flexibility

Switch funds, redirect premiums, or make partial withdrawals as needed.

Transparent Charges

All charges disclosed upfront — no hidden fees.

Entry Age: 18‑65 years

Policy term: 10‑30 years. Minimum premium: ₹1,000/month.

Lock‑in Period

5‑year lock‑in; partial withdrawals allowed thereafter.

Ready to grow your wealth with market‑linked returns?

Get a free, RTI‑backed ULIP Plan quote today.

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