Key Features

Everything you need for disciplined wealth creation

Guaranteed Returns

Maturity benefit with guaranteed additions, ensuring a fixed corpus at the end of the policy term.

Life Cover

Complete financial protection for your family in case of an unfortunate event during the policy term.

Loan Facility

Avail loans against your policy after 3 years — up to 80% of surrender value.

Flexible Tenure

Choose policy term from 10 to 30 years. Premium payment options: single, limited, or regular.

Tax Benefits

Premiums paid eligible for deduction under Section 80C; maturity proceeds tax‑free under 10(10D).

Bonus Additions

Earn annual reversionary and terminal bonuses that boost your final payout.

How Saving Plan Works

Simple steps to secure your financial goals

1

Choose Goal

Select sum assured and policy term (10‑30 years).

2

Pay Premiums

Pay regularly for the chosen premium payment term.

3

Earn Bonuses

Bonuses are added annually, increasing maturity value.

4

Get Corpus

Receive guaranteed sum assured + bonuses at maturity.

Why Choose Saving Plan?

Guaranteed Returns

Unlike market‑linked plans, your maturity benefit is assured.

Dual Benefit

Life cover for family + disciplined savings for your goals.

Loan Option

Access funds in emergencies without breaking the policy.

Riders Available

Enhance cover with critical illness, accidental death, or waiver of premium.

Entry Age: 18‑60 years

Maximum maturity age up to 75 years.

Minimum Premium

Starts as low as ₹600/month (depending on age and sum assured).

Ready to build a secure financial future?

Get a free, RTI‑backed Saving Plan quote today.

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