Key Features

Everything you need for pure financial protection

High Coverage

Get life cover up to ₹1 Crore and beyond at very affordable premiums.

Low Premiums

Pure risk cover with no maturity benefit, ensuring lowest possible premiums.

Flexible Tenure

Choose policy term from 5 to 40 years. Cover yourself till age 85.

Riders Available

Enhance cover with critical illness, accidental death, or waiver of premium.

Tax Benefits

Premiums paid eligible for deduction under Section 80C; death benefit tax‑free.

Convertible Option

Convert your term plan to an endowment or ULIP plan later without fresh medicals.

How Term Plan Works

Simple and transparent protection

1

Choose Coverage

Select sum assured and policy term (5‑40 years).

2

Medical Check

Simple medical underwriting based on age and sum assured.

3

Pay Premiums

Pay affordable premiums monthly, quarterly, or annually.

4

Stay Protected

Your family receives full sum assured in case of an unfortunate event.

Why Choose Term Plan?

Pure Protection

No investment component — every rupee goes towards life cover.

Affordable Premiums

Cover of ₹1 Crore for as low as ₹500/month (for healthy individuals).

Family Security

Ensure your loved ones maintain their lifestyle even in your absence.

Loan Protection

Cover home loan, car loan, or any liability with decreasing term option.

Entry Age: 18‑65 years

Maximum coverage age: 85 years.

Minimum Premium

Starts as low as ₹500/month (depending on age and sum assured).

Ready to secure your family's future?

Get a free, RTI‑backed Term Plan quote today.

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