Everything you need in one comprehensive plan
Full sum assured paid to nominee in case of unfortunate event during policy term.
Receive guaranteed lump sum amount at the end of policy term along with accrued bonuses.
Earn annual reversionary and terminal bonuses that boost your final payout.
Avail loans against your policy after 3 years — up to 80-90% of surrender value.
Premiums paid eligible for deduction under Section 80C; maturity proceeds tax‑free under 10(10D).
Choose policy term from 10 to 30 years. Premium payment options: single, limited, or regular.
Simple, transparent, and rewarding
Select sum assured and policy term (10‑30 years).
Pay regularly for the chosen premium payment term.
Bonuses are added annually, increasing maturity value.
Receive guaranteed sum assured + bonuses at maturity.
Unlike market‑linked plans, your maturity benefit is assured.
Life cover for family + disciplined savings for your goals.
Access funds in emergencies without breaking the policy.
Enhance cover with critical illness, accidental death, or waiver of premium.
Maximum maturity age up to 75 years.
Starts as low as ₹500/month (depending on age and sum assured).