Key Features

Everything you need in one comprehensive plan

Life Cover

Full sum assured paid to nominee in case of unfortunate event during policy term.

Maturity Benefit

Receive guaranteed lump sum amount at the end of policy term along with accrued bonuses.

Bonuses

Earn annual reversionary and terminal bonuses that boost your final payout.

Loan Facility

Avail loans against your policy after 3 years — up to 80-90% of surrender value.

Tax Benefits

Premiums paid eligible for deduction under Section 80C; maturity proceeds tax‑free under 10(10D).

Flexible Tenure

Choose policy term from 10 to 30 years. Premium payment options: single, limited, or regular.

How Endowment Plan Works

Simple, transparent, and rewarding

1

Choose Coverage

Select sum assured and policy term (10‑30 years).

2

Pay Premiums

Pay regularly for the chosen premium payment term.

3

Earn Bonuses

Bonuses are added annually, increasing maturity value.

4

Get Payout

Receive guaranteed sum assured + bonuses at maturity.

Why Choose Endowment Plan?

Guaranteed Returns

Unlike market‑linked plans, your maturity benefit is assured.

Dual Benefit

Life cover for family + disciplined savings for your goals.

Loan Option

Access funds in emergencies without breaking the policy.

Riders Available

Enhance cover with critical illness, accidental death, or waiver of premium.

Entry Age: 18‑60 years

Maximum maturity age up to 75 years.

Minimum Premium

Starts as low as ₹500/month (depending on age and sum assured).

Ready to secure your future with guaranteed returns?

Get a free, RTI‑backed endowment plan quote today.

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