Regular liquidity with complete protection
Receive fixed percentage of sum assured at regular intervals during the policy term.
Complete sum assured paid to nominee even if you've received survival benefits.
Remaining sum assured + accrued bonuses paid at the end of policy term.
Earn annual reversionary and terminal bonuses that boost your final payout.
Avail loans against your policy after 3 years — up to 80% of surrender value.
Premiums paid eligible for deduction under Section 80C; maturity & survival benefits tax‑free.
Regular payouts with life-long security
Select sum assured and policy term (typically 15‑25 years).
Pay regularly for the chosen premium payment term.
Receive survival benefits at specified intervals (e.g., 5th, 10th, 15th year).
Get remaining sum assured + bonuses at the end of policy term.
Get money back at regular intervals — ideal for education, marriage, or business needs.
Life cover continues even after receiving survival benefits.
Unlike market‑linked plans, your survival and maturity benefits are assured.
Access funds in emergencies without breaking the policy.
Policy term options: 15, 20, or 25 years.
Starts as low as ₹900/month (depending on age and sum assured).