Everything you need for a stress-free retirement
Receive guaranteed monthly/quarterly/annual income for life after retirement.
Complete financial protection for your family during the accumulation phase.
Choose from multiple annuity options — Life Annuity, Joint Life, or Return of Purchase Price.
Earn annual reversionary and terminal bonuses that boost your retirement corpus.
Premiums paid eligible for deduction under Section 80CCC; pension income taxable as per slab.
Choose retirement age between 45 to 75 years. Defer or advance your pension start date.
Simple steps to a secure retirement
Pay premiums regularly during your working years.
At retirement age, your corpus is ready for annuity purchase.
Choose annuity option and start receiving regular income for life.
Enjoy financial independence throughout your retirement years.
Never outlive your savings — receive pension for as long as you live.
Build a substantial retirement fund through disciplined savings and bonuses.
Withdraw up to 60% of your corpus as tax‑free lump sum at retirement.
Ensure your spouse continues to receive pension after you.
Vesting age: 45‑75 years. Policy term: 10‑40 years.
Starts as low as ₹1,000/month (depending on age and vesting age).