Affordable way to enhance your existing health cover
Extremely affordable premiums — get high coverage at a fraction of regular health plan cost.
Choose deductible amount (₹2L, 3L, 5L). Claim above deductible up to sum insured.
Get additional coverage from ₹5L up to ₹1Cr over and above your base plan.
Same cashless network as base policy — 10,000+ hospitals across India.
Premiums qualify for deduction under Section 80D — additional benefit over base policy.
Can be bought with or without a base policy — flexible coverage options.
Simple steps to enhance your health coverage
Select deductible amount — ₹2L, 3L, or 5L as per your base cover.
Choose additional cover from ₹5L to ₹1Cr above the deductible.
Pay low annual premium — much cheaper than regular health plans.
If single claim exceeds deductible, top up plan covers the remaining amount.
Get high coverage at 1/3rd the cost of regular health insurance.
Deductible applies per claim — multiple claims possible in a year.
Earn cumulative bonus on sum insured for every claim‑free year.
Same coverage as base policy — 60 days pre and 180 days post.
Lifelong renewability. Children covered from 91 days.
30 days initial waiting; 2‑3 years for specified illnesses.