Key Features

Everything you need with a single payment

One‑Time Payment

Pay a lump sum once and enjoy coverage for the entire policy term.

Life Cover

Complete financial protection for your family throughout the policy term.

Guaranteed Returns

Maturity benefit with guaranteed additions, ensuring a fixed corpus.

Bonuses

Earn annual reversionary and terminal bonuses that boost your final payout.

Tax Benefits

Single premium eligible for deduction under Section 80C; maturity proceeds tax‑free.

Flexible Tenure

Choose policy term from 5 to 20 years as per your financial goals.

How Single Premium Plan Works

Simple and hassle‑free protection

1

Choose Coverage

Select sum assured and policy term (5‑20 years).

2

Pay Once

Make a single lump sum payment — no future premium worries.

3

Earn Bonuses

Bonuses are added annually, increasing maturity value.

4

Get Payout

Receive guaranteed sum assured + bonuses at maturity.

Why Choose Single Premium Plan?

Hassle‑Free

No need to remember premium due dates — one payment and you're done.

Guaranteed Returns

Unlike market‑linked plans, your maturity benefit is assured.

Loan Facility

Avail loans against your policy after 3 years — up to 80% of surrender value.

Ideal for Surplus Funds

Perfect for investing one‑time bonuses, inheritances, or savings.

Entry Age: 18‑65 years

Maximum maturity age up to 75 years.

Minimum Premium

Starts as low as ₹50,000 (depending on age and sum assured).

Ready to secure your future with a single payment?

Get a free, RTI‑backed Single Premium Plan quote today.

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